
A two level background check is conducted by Steward Africa and a reputable third party background check company which makes our KYC strong.
Click here for more infoBUILDING AFRICA'S LARGEST COMMUNITY-BASED SAVING GROUPS
Open an account/Domicile your Salary Account with us and start saving
STEWARD AFRICA IS A ROTATING SAVINGS AND CREDIT APPLICATION [ROSCA] DESIGNED TO PROMOTE "FINANCIAL DISCIPLINE" THROUGH TARGET SAVINGS AND INVESTMENT IN THE MOST "SECURE" WAY. STEWARD AFRICA IS A FINTECH DESIGNED TO CONNECT STAFF OF DIFFERENT ORGANISATIONS WITHIN A DEFINED CITY AS WELL AS ENTREPRENEURS WITH VERIFIABLE BUSINESSES TOGETHER PRIMARILY FOR THE PURPOSE OF SAVING , INVESTING AND CREDIT. OUR PRIMARY OBJECTIVE IS TO PROVIDE AN ALTERNATIVE AND CHEAP MEANS TO CREDIT UNDER THE SUPERVISION OF THE FINANCIAL REGULATORS (CENTRAL BANK OF NIGERIA)
WE RIDE ON THE MANTRA THAT SAYS “TOGETHER WE CAN ACHIEVE MORE” STEWARD FRICA PROVIDES ECONOMIC AND SOCIAL BENEFITS TO OUR CUSTOMERS INCLUDING:
- ENABLING ACCESS TO FUNDS FOR UNEXPECTED LIFE EVENTS OR LARGE PURCHASES
- ROSCA IS SEEN AS A COMMITMENT PLATFORM. HENCE, IT MINIMISES THE BURDEN OF EXPENSES THAT COMES WITH HAVING READILY AVAILABLE CASH
- IT IS BUILT TO MEET THE NEEDS OF THE MIDDLE CLASS IN THE SOCIETY
STUDIES HAVE SHOWN THAT SAVING MONEY IN GROUPS TRIPLES YOUR SUCCESS RATE BECAUSE THE COMMITMENT GIVES YOU THE STRENGTH TO SAVE MORE WITHOUT THE RISK OF USING THE MONEY FOR SOMETHING ELSE.
- you want to buy a new car, pay rent, or even buy land, but don’t want to take a heavy loan from the bank.
- you've tried to save funds by yourself before but you don’t have the strength and discipline to sustain it.
- you’ve joined a Rotational Savings group before but people failed to honor the contract because they were not salary-earners.
- When you need salary advance and you dont want to pay high interest rate charged by banks and non-banks
- When you want to socialize via our games bonding sessions with professionals outside your immediate work enviroment




THE SERVICES WE OFFER
We have created a platform to support Customers to save, invest and connect easily. Our products include ROSCA, Locked Account Savings and our Business/Personal Loans
ROSCA
All our ROSCA groups are secured.
GROUP POOLED SAVINGS
There is room for group saving by all customers at competitive interest rate.
Hence, your funds are secured
PERSONAL/BUSINESS LOANS
Steward Africa as a financial institution also lend out funds at competitive interest rate to our customers to meet their urgent financial needs
LIFESTYLE
One of our unique value preposition is to offer Group Lifestyle Banking where we partner with lifestyle companies to offer our customers Group offerings which will come at a reduced/subsidised prices due to the numbers.This comes in areas of vacation, games, real estate etc.
THIS PRODUCT IS BASED ON A PROVEN, CENTURIES OLD PRINCIPLE USED ACROSS THE WORLD, WHERE PEOPLE WOULD GATHER AND SAVE TOGETHER WITH OTHER MEMBERS OF THEIR COMMUNITY TO SUCCESSFULLY ACHIEVE THEIR FINANCIAL GOALS.
So how does the money move?








